DXC Technology has unveiled a strategic partnership with Ripple, aiming to equip international banks with robust tools for managing digital assets. This collaboration integrates Ripple’s blockchain solutions into DXC’s Hogan core banking system, allowing financial institutions to handle custody and payments of digital currencies without overhauling existing infrastructure.
Announced on January 21, 2026, the initiative addresses the demand for seamless integration between traditional banking and the burgeoning world of blockchain technology.
DXC’s Hogan platform, which reportedly oversees more than $5 trillion in deposits and supports around 300 million accounts worldwide, will now incorporate Ripple‘s institutional-grade features.
This means banks can custody, tokenize, and transfer digital assets like stablecoins and real-world assets (RWAs), all while maintaining regulatory compliance and operational stability.
The partnership is particularly timely as banks face mounting pressure to modernize amid the rise of decentralized finance (DeFi).
By embedding Ripple’s technology, DXC enables what it calls “last-mile connectivity” – bridging regulated banking systems with onchain environments.
This setup supports programmable payments and efficient cross-border transactions through Ripple Payments, a licensed solution designed for end-to-end international transfers.
Additionally, Ripple Custody provides a framework for storing and managing digital assets, reducing risks associated with volatility and cyber threats.
For fintech companies, the benefits extend to easier access to compliant services, fostering innovation without the burden of building new systems from scratch.
This could accelerate the adoption of digital assets in everyday banking, from retail payments to institutional investments.
Industry professionals suggest this move could streamline operations, cut costs, and open new revenue streams by making traditional finance more efficient and interconnected with blockchain ecosystems.
Sandeep Bhanote, DXC’s Global Head and General Manager of Financial Services, emphasized the partnership’s potential:
“To bring digital assets into mainstream finance, banks require reliable custody and smooth payment options. Collaborating with Ripple lets institutions dive into this ecosystem while keeping their core operations intact, linking conventional accounts with decentralized wallets on a large scale.”
Joanie Xie, Ripple’s VP and Managing Director for North America, highlighted the challenges of legacy systems:
“Financial institutions are pushed to evolve but must navigate intricate setups. Our alliance with DXC embeds custody for digital assets, including our RLUSD stablecoin and payments, right into trusted banking cores. We’re jointly empowering banks to roll out secure, regulation-friendly digital solutions without any interruptions.”
This alliance builds on Ripple’s broader offerings, such as utilizing XRP for cryptocurrency utilities and Ripple Prime for multi-asset brokerage services.
It underscores a commitment to responsible innovation, ensuring that advancements in digital assets align with safety and scalability standards.
The partnership positions DXC and Ripple as key players in the evolution of global finance.
As more banks explore tokenization and blockchain, this integration could pave the way for widespread real-world applications, from faster remittances to tokenized securities.
Industry observers anticipate this will encourage broader institutional participation in digital economies, potentially reshaping how value is stored and transferred worldwide.
By combining DXC’s expertise in core banking with Ripple’s blockchain expertise, this collaboration aims to make digital asset management more accessible and efficient for banks everywhere.