Digital assets platform OKX is focused on steady business growth, security, and user-centric product development and tech advancements. In 2025, the platform reported a 16% rise in centralized exchange trading volume worldwide, alongside a 262% increase in decentralized exchange activity, now serving over 120 million users. This progress underscores OKX‘s commitment to maintaining operations during volatile periods.
Investments in fraud detection, collaborations with entities like Chainalysis and Tether, and monthly Proof of Reserves reports—showing assets exceeding $31.5 billion—further aim to bolster transparency.
A key highlight is the introduction of the OKX Card in the European Economic Area (EEA), designed to bridge crypto and everyday spending.
Users can tap into stablecoins like USDC or USDG directly through Mastercard networks, enabling seamless purchases online or in physical stores without conversions or extra apps.
The card links to a smart wallet, ensuring users retain control over their assets until the moment of transaction.
Compliant with MiCA regulations, it features zero transaction and FX fees from OKX, plus a modest 0.4% market spread for conversions.
Early adopters benefit from cashback on qualifying buys, credited instantly in crypto without staking requirements.
Complementing this, OKX has rolled out its Earn program across Europe, offering a straightforward way to generate returns on unused crypto holdings.
Supporting assets such as USDC (with historical yields around 3.5%), BTC, SOL, and ETH, the service connects lenders with verified borrowers for spot margin trading.
Yields accrue hourly based on real-time demand, with no lock-up periods—allowing instant redemptions for full liquidity.
Built with European regulations in focus, it prioritizes risk management, collateralization, and transparency, making it accessible for both novices and seasoned users shifting from other platforms.
On the institutional front, OKX partnered with Standard Chartered Bank to pioneer a collateral mirroring initiative.
This allows clients to hold cryptocurrencies and tokenized funds off-exchange under SCB’s custody while using them as collateral for trades on OKX’s Dubai-based, VARA-regulated entity.
By leveraging a globally significant bank for secure storage, the program minimizes counterparty risks and optimizes capital use, marking a step toward safer institutional crypto engagement.
Early participants include Brevan Howard Digital, highlighting its appeal in regulated environments.
These developments align with OKX’s broader strategy, including wallet enhancements like passkey authentication, interface redesigns, and expansions into markets like the US, UAE, and Australia.
By fostering self-custody, institutional ties, and real-world utility—such as OKX Pay becoming one of Brazil’s top crypto apps—the platform is steadily advancing toward greater financial inclusion.
Looking ahead to 2026, OKX aims to build on this foundation, prioritizing verifiable systems and abuse-free ecosystems to enable more web3 and crypto users globally.