Monnai, a provider of identity and risk data infrastructure, has announced a fresh infusion of $12 million in equity funding. This round, spearheaded by Motive Partners and backed by repeat investors Commerce Ventures and 500 Global, pushes the company’s cumulative capital raised beyond $23 million. The latest investment follows a $6.5 million Series A round secured in 2023, underscoring growing confidence in Monnai’s approach to data-driven decision-making.
Established in August 2021, Monnai specializes in delivering high-quality, real-time data solutions that empower financial institutions and digital enterprises worldwide.
Its platform focuses on enhancing processes like user onboarding, fraud detection, and credit assessment by providing actionable insights with minimal delay.
By integrating diverse data sources and leveraging artificial intelligence, Monnai enables businesses to make informed decisions swiftly, often achieving returns on investment that multiply eight to ten times over.
The newly acquired funds are earmarked for several strategic initiatives aimed at scaling operations and refining technology.
Over the coming 12 to 18 months, Monnai plans to ramp up platform adoption among clients, broaden its geographical footprint with a particular emphasis on Europe and Latin America, and enhance data precision and processing speeds.
Investments will also flow into bolstering the core infrastructure, while expanding the team in key areas such as engineering, data analytics, and market outreach.
These efforts are designed to solidify Monnai’s position as a cornerstone in the global ecosystem for identity verification and risk evaluation.
Monnai’s technology stands out for its efficiency, offering risk indicators in real time, integrated testing capabilities, and robust monitoring tools suitable for enterprise-level use.
This allows companies to enter new markets rapidly—often within days—while maintaining high performance standards.
Currently active across four continents, the firm handles tens of millions of transactions each month, with decision-making latencies consistently below 500 milliseconds.
Monnai reports strong financial health, having achieved profitability in 2025, alongside a fivefold increase in revenue and nearly 200% net revenue retention, reflecting high customer satisfaction and loyalty.
Pierre Demarche, Monnai’s Co-Founder and CEO, emphasized the critical role of superior data in modern risk management:
“As AI and risk modeling evolve, their success hinges on the underlying data’s reliability. Our goal at Monnai is to establish a dependable worldwide framework for identity and risk data, ensuring precision, speed, and visibility for large-scale, instant decisions.”
Thomas Harris, Principal of Ventures at Motive Partners, highlighted Monnai’s strategic importance:
“Monnai is crafting an essential base for the international finance industry by merging elusive data sources with smart AI analytics, positioning itself as the premier choice for identity decisions on global scales. With AI speeding up software innovation, the need for accurate data intensifies, creating value in sophisticated infrastructures.”
For its clients, Monnai’s solutions translate into tangible advantages, such as higher approval rates during onboarding, lower rates of defaults and customer turnover, and refined predictive models through AI integration.
As digital threats and regulatory demands evolve, Monnai’s commitment to low-latency, observable data positions it to play a role in building safer, more efficient financial systems.