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XTM Announces Plans to Launch Direct Deposit For Today Cardholders

February 9, 2021
in Crowdfunding News
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XTM, a Canada-based fintech that provides mobile banking and payment card solutions, announced on Tuesday its plan to launch a direct deposit program to all of its Today cardholders. According to XTM, the Today program has been adopted and rolled out to thousands of hospitality, personal care, and food delivery staff through their employers as a way of eliminating cash from the gratuity and earning disbursements ecosystem.

XTM further revealed that as part of its strategy to deliver micro-credit, the Today cardholders direct deposit option will allow users to opt-in to have their wages direct deposited to their Today Mobile wallet and garner an increase in the amount available for an overdraft. Marilyn Schaffer, CEO of XTM, spoke about the program by stating:

“Our Today users have spoken and with overwhelming demand they have asked for a solution that provides them with short term access to funds through overdraft protection. Having visibility to funds flow and first access allows XTM a unique opportunity to provide a very inexpensive and low-risk solution for our quickly growing Today Card user base.”

XTM then added:

“The Today Mobile app will allow users to print or email a void check whereby they can deliver a request to their employer to have their paychecks also deposited to the Today Mobile wallet. Depending on the frequency and amount of deposits, opt-in users will have access to various levels of overdraft from $20 – $250, for a nominal monthly fee.”

Founded in 2006, XTM acquired, developed, and integrated solutions businesses of every size, which includes challenger banks, credit unions, consumers, and governments. The company’s goal is to disrupt traditional banking with its white-labeled mobile wallet, banded Visa and Mastercard solutions, and platform.



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