Hello good mornig for everyone,
My name is Ayax Labombarda, I am CEO of Innovatio Group, we are a project that is seeking to develop the first crowdfunding platform implementing payment with cryptocurrencies and bank transfers in fiat currency, in addition to card payments.
The project is presented on the Cardano Blockchain, which I will leave you the link so that you can read in more detail the entire project, and the plan built for the next 2 years.https://cardano.ideascale.com/a/dtd/Crowdfunding-platform-with-ADA/333359-48088
There they will be able to see the amount of advantages offered by providing this service with Blockchain.
Some of them that I can mention to you are:
1**)** Payment options: The platforms that provide a similar service (KickStarter, IndieGogo, Ulele, Crowdfunder, Patreon) only accept means of payment by card, which sometimes limits the possibility of the investor.
That’s why we aim to use the Cardano Blockchain to implement payment via ADA or other Cryptocurrency, allowing transfers at a lower cost and making transactions faster.
We also thought about receiving payments by bank transfers, which is useful, since it would avoid the cost of credit or debit card payment gateways.
Also, by automating the corroboration of transfers it might let change fiat money in an exchange to a lower cost.
(The option to include Paypal and Skrill was analyzed and ruled out due to the high commissions.)
2) Security, transparency and efficiency: Using the platform, we will ensure investors that the money collected goes to a totally decentralized account**,** where the administrator will be able to use the money collected for different kinds of payments, such as providers.
It will allow each person investing into the project to participate by authorizing the relevant transfers, or they will be free to leave over the other investors (authorize the payments).
The idea is to allow investors to know exactly where the money is being transferred and if there is any doubt on their part, they can contact the project team whenever they want to ask questions about the transactions.
There will also be the option for each project to decide to accept this option or to decline:
We have already launched the first prototype.
You have the RRSS and the Discord community to join and be more in contact with us and not miss any updates.
Without further ado, greetings, and any questions can be left below or by discord!